ALL CFS Blog Entries

U.S. Chamber Releases Model Data Privacy Legislation and Urges Congress to ActDistrict Court Rules That Providing Consumer with Debt Collector’s Telephone Number Does Not Violate FDCPAUpcoming Webinar: 2019 Consumer Financial Services Outlook - February 12, 2019 • 3:00 - 4:30 pm ET

Auto Finance

Consumer Financial Service 2018 Year in Review & A Look AheadAuto Finance Company Settles Massachusetts Charge That it Facilitated Sale of Defective VehiclesNew York Court Tosses Class Action Over Interest and Fees Disclosure

Background Screening

Consumer Financial Service 2018 Year in Review & A Look AheadIowa’s New Year’s Resolution: Making Consumer Security Freezes More Accessible and Enhancing Personal Information Security Breach ProtectionSome Clarity: Court Holds Screening Reports on Independent Contractors Not Subject to the FCRA Employment Purpose Requirements

Better Business Bureau (BBB)

Join Us on August 10 for a Webinar on A Review of the New York Cybersecurity FrameworkBetter Business Bureau Data Show Sharp Decline in Debt Collection ComplaintsWebinar: Do You Know Your BBB Rating? What You Don't Know Could Hurt You

CFS Events

Join Us on February 5-7, 2019 for the Receivables Management Association International 22nd Annual ConferenceJoin Us on December 13-14, 2018 for the State Bar of Georgia’s Corporate Counsel InstituteJoin Us on November 15th for the Legal & Compliance Summit: New York

Credit Reporting & Data Brokers

Joint Advisory on FCRA Provisions Allowing for Private Education Loan RehabilitationSeventh Circuit Rejects FCRA Plaintiff’s Collateral Attack of Underlying DebtNorthern District of Georgia Rules in Equifax Data Breach Cases

Cyber Security, Information Governance & Privacy

U.S. Chamber Releases Model Data Privacy Legislation and Urges Congress to ActIllinois Supreme Court Holds that Consumers Can Bring a Claim Under State’s Biometric Information Privacy Act Even Without Alleging Compensable Injury26.3 Billion Robocalls and Counting – Up 46 Percent From 2017

Debt Buyers & Collectors

Proposed Legislation in Texas Would Require Debt Buyers to Provide Additional Disclosures on Out-of-Statute Debt and Prohibit Revival of the Statute of LimitationsSeventh Circuit Holds Debt Collector did not Misrepresent “Character” of Medical Debt under FDCPA, Reversing District CourtProposed Legislation Seeks to Limit Statutory Damages in WVCCPA Cases

Mortgage Lenders & Servicers

CFPB Reports on Mortgage Complaint Trends in New York and New JerseyProposed Legislation Seeks to Limit Statutory Damages in WVCCPA CasesFHFA Proposal Expresses Concerns with Key Credit Score Alternative

Payment Processing & Cards

Consumer Financial Service 2018 Year in Review & A Look Ahead$11 Million Settlement Heads to Credit Card Company Shareholders for Botched IPOFourth Circuit Compels Arbitration Over "Gateway" Issue of Arbitrability in FCRA Case

State Attorneys General, CFPB, & FTC

State Attorneys General Declare Opposition to Congressional Attempts to Expand Federal PreemptionExpanding Authority: How the Virginia Attorney General Has Used the Virginia Consumer Protection Act to Augment Its ReachFTC Conducts First Compliance Sweep Since Amendment to Used Car Rule

Student Lending

Joint Advisory on FCRA Provisions Allowing for Private Education Loan RehabilitationNavient Argues It Is Not Behind the Steering Wheel of Unfair or Abusive Servicing PracticesNorthern District of Illinois Dismisses Debtor’s Breach of Contract Claim and Allows FDCPA Claim in Class Action Suit

Uncategorized

Court Rules Predictive Dialer Lacking Ability to Generate Numbers Randomly or Sequentially is Not an ATDSBranching Out – Western District of Virginia Defines “Branch Office” for Purposes of HUD’s Face-to-Face Meeting RequirementJoin Us for a Complimentary Webinar: 2018 Update on FDCPA Case Law, Litigation Trends, and Regulatory Enforcement