ALL CFS Blog Entries

Complimentary Webinar: Recent Developments in State-Level Regulation of the Student Loan Servicing Industry on August 227th Circuit: ‘Secure Message’ Email Not a ‘Communication’ Under the FDCPA – Electronic Delivery of Validation Notice QuestionedFederal Bar Association Webinar: Unsolicited Calls or Text Messages: TCPA Litigation–What Attorneys Need to Know – August 6, 2019

Auto Finance

New York Court Allows Another “Amount of Debt” Lawsuit to Go ForwardFTC Settles Claims Arising from Data Breach of Software Provider to Auto DealersIt is the New Jersey Consumer Fraud Act, Not the New Jersey Breach of Contract Act

Background Screening

New Jersey Appellate Panel Affirms $40M Jury Verdict Against Background Check CompanyAnother Court Rules Independent Contractor Not an Employee Under FCRAPetition Requests FTC to Investigate “Secret Surveillance Scores”

Better Business Bureau (BBB)

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesJoin Us on August 10 for a Webinar on A Review of the New York Cybersecurity FrameworkBetter Business Bureau Data Show Sharp Decline in Debt Collection Complaints

CFS Events

Join Us on August 27-28th for the 14th Annual Credit Grantor Consortium in Washington DCJoin Us on June 4th for the iSMG Fraud & Breach Summit: SeattleJoin Us on June 4-5th for the Consumer Data Industry Association Law & Industry Conference

Credit Reporting & Data Brokers

Join Us on August 27-28th for the 14th Annual Credit Grantor Consortium in Washington DCChanges Coming to the FCRA? House Financial Services Committee Votes in Favor of Reform LegislationDemocratic Presidential Candidate Kamala Harris Calls for Inclusion of Rent, Cell Phone, and Utility Bills in Calculation of Credit Scores

Cyber Security, Information Governance & Privacy

Update: The Illinois Artificial Intelligence Video Interview ActNinth Circuit Affirms That a Driver’s License is not a “Motor Vehicle Record” Under the DPPATroutman Sanders Attorneys Publish Law360 Piece on Dissecting The Inherent Tension In Today's TCPA Landscape

Debt Buyers & Collectors

Veterans Will Receive Relief Under CFPB SettlementThird Circuit Holds Displaying Scannable QR Code on Envelopes Violates FDCPACongress Urged to Regulate Income Share Agreements

FCRA

Second Circuit Sets Standard for Defining a “Consumer Reporting Agency” under the FCRANinth Circuit Weighs in on Reporting Window for Non-Conviction Charges under FCRADemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Mortgage Lenders & Servicers

Lenders Anonymous: CFPB Signals Intent to Wean Mortgage Industry Off QM PatchNew York Court Allows Another “Amount of Debt” Lawsuit to Go ForwardCourt Rules Explanation of Law Firm’s Role as Debt Collector Was Sufficient for FDCPA

Payment Processing & Cards

CFPB Symposium Tackles “Abusive” in UDAAPIn Granting Defendant Summary Judgment Against FDCPA Claims, Court Warns of Costs of “Creative” Consumer LawsuitsFinCEN Issues New Guidance Regarding Cryptocurrency

Platform Training

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

State Attorneys General, CFPB, & FTC

Veterans Will Receive Relief Under CFPB SettlementDemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesState Attorneys General Declare Opposition to Congressional Attempts to Expand Federal Preemption

Student Lending

Florida District Court Rejects Consumer’s TCPA Claims Because Contractual Consent to Call Cannot be Unilaterally RevokedNew York Department of Financial Services Issues Proposed Student Loan Servicer RegulationsCongress Urged to Regulate Income Share Agreements

Uncategorized

State Attorneys General Reply to CFPB’s Review of Overdraft Rule23 States Agree to Standardize State Licensing for Money Services BusinessesFTC Issues Final Rule to Rescind Model Forms and Disclosures to Avoid Overlap with CFPB