ALL CFS Blog Entries

California Governor Signs CCPA Amendments Into LawCalifornia AG Releases Draft of Proposed Regulations to CCPAScott Kelly Named as an “Up & Coming” Lawyer in Virginia for 2019 by Virginia Lawyers Weekly

Auto Finance

Just Because You Own the House Doesn’t Mean You “Owe a Debt” Under the FDCPANew York Court Allows Another “Amount of Debt” Lawsuit to Go ForwardFTC Settles Claims Arising from Data Breach of Software Provider to Auto Dealers

Background Screening

Just Because You Own the House Doesn’t Mean You “Owe a Debt” Under the FDCPANew Jersey Appellate Panel Affirms $40M Jury Verdict Against Background Check CompanyAnother Court Rules Independent Contractor Not an Employee Under FCRA

Better Business Bureau (BBB)

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesJoin Us on August 10 for a Webinar on A Review of the New York Cybersecurity FrameworkBetter Business Bureau Data Show Sharp Decline in Debt Collection Complaints

CFS Events

Join Us on October 16th for the CDIA Webinar: Navigating the Challenges in Today’s Litigation and Enforcement EnvironmentJoin Us on October 23rd for the RMAI Webinar: Getting Your Ducks in a Row for the California Consumer Privacy ActJoin Us on October 21 for the Celesq Webinar: Amendments to the CCPA: The More Things Change, The More Things Stay the Same

Credit Reporting & Data Brokers

Trade Groups Seek to Have Nevada Law Declared Preempted by FCRA and ECOACDIA Files Suit Against Maine to Enforce Preemption of State Law by FCRACFPB Files Federal Lawsuit Against Maryland Debt Collector Fair Collections & Outsourcing and Michael E. Sobota

Cyber Security, Information Governance & Privacy

Join Us on October 23rd for the RMAI Webinar: Getting Your Ducks in a Row for the California Consumer Privacy ActJoin Us on October 21 for the Celesq Webinar: Amendments to the CCPA: The More Things Change, The More Things Stay the SameTroutman Sanders Attorneys Publish Law360 Piece on the CCPA's Impact on Vendor Contracts

Debt Buyers & Collectors

The Perils of Debt Collection CallsDebt Collector Prevails in Dismissing FDCPA Complaint Over Avila Disclosure in Collection LetterSeventh Circuit Holds the Phrase “Current Balance” is Not Misleading Under FDCPA

FCRA

Second Circuit Sets Standard for Defining a “Consumer Reporting Agency” under the FCRANinth Circuit Weighs in on Reporting Window for Non-Conviction Charges under FCRADemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Mortgage Lenders & Servicers

New York Court of Appeals May Settle Statute of Limitations Issues Related to Mortgage ForeclosuresCourt Dismisses Putative FDCPA Class Action Based on Use of ‘Client’ Versus ‘Creditor’ in Collection LetterDistrict Court Rules that TCPA Applies to Offers of Employment in Text Messages

Payment Processing & Cards

Internet Presence Creates Exposure For Discrimination Claims Under California LawCFPB Symposium Tackles “Abusive” in UDAAPIn Granting Defendant Summary Judgment Against FDCPA Claims, Court Warns of Costs of “Creative” Consumer Lawsuits

Platform Training

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

State Attorneys General, CFPB, & FTC

CFPB Issues Report – Highlights Regulatory Interest in Background Screening AccuracyCFPB Releases its Report Examining Consumer Bankruptcy Trends from 2001 to 2018Veterans Will Receive Relief Under CFPB Settlement

Student Lending

Department of Education Finalizes New Institutional Accountability RegulationsNew Requirements for New Jersey Student Loan Servicers to Take EffectFlorida District Court Rejects Consumer’s TCPA Claims Because Contractual Consent to Call Cannot be Unilaterally Revoked

Uncategorized

State Attorneys General Reply to CFPB’s Review of Overdraft Rule23 States Agree to Standardize State Licensing for Money Services BusinessesFTC Issues Final Rule to Rescind Model Forms and Disclosures to Avoid Overlap with CFPB