ALL CFS Blog Entries

First Circuit Rules Sustained Overdraft Fees Do Not Qualify as Interest under National Bank Act5 Takeaways From DOJ Objection To Cookie Class SettlementComplimentary Webinar Invitation: Business E-mail Compromise & Cybersecurity – Preparedness & Litigation Strategy

Auto Finance

West Virginia Supreme Court Weighs In on Debt Collector’s Bona Fide Error Defense Under WVCCPAMinnesota to Require Purchasers of Motor Vehicle Retail Installment Contracts to Obtain Sales Finance Company LicenseAuto Finance Company Agrees to $4M TCPA Class Settlement in “Wrong Number” Case

Background Screening

Seventh Circuit rules that “conviction” under the FCRA is defined by federal law and includes guilty pleasDemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesHouse Holds Hearing on Proposed Expansive FCRA Changes

Better Business Bureau (BBB)

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesJoin Us on August 10 for a Webinar on A Review of the New York Cybersecurity FrameworkBetter Business Bureau Data Show Sharp Decline in Debt Collection Complaints

CFS Events

Join Us on May 14th for the Fraud & Breach Summit: Chicago5 Takeaways From DOJ Objection To Cookie Class SettlementComplimentary Webinar Invitation: Business E-mail Compromise & Cybersecurity – Preparedness & Litigation Strategy

Credit Reporting & Data Brokers

California federal court axes FCRA class settlement due to incorrect noticesSeventh Circuit rules that “conviction” under the FCRA is defined by federal law and includes guilty pleasNinth Circuit Rejects Standing for Plaintiffs Alleging Inaccurate Credit Reports, Relying on Spokeo v. Robins

Cyber Security, Information Governance & Privacy

Leaning Your Bank’s Ladders Against the Right Walls – Five Governance and Regulatory Considerations for Bank DirectorsFTC Proposes Increased Data Security and Mandatory Encryption for Financial InstitutionsDemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Debt Buyers & Collectors

New York District Court Clarifies Information Required in FDCPA Initial Communication LetterWest Virginia Supreme Court Weighs In on Debt Collector’s Bona Fide Error Defense Under WVCCPADistrict of New Jersey Denies Consumer’s Motion for Summary Judgment on FDCPA Claim

FCRA

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Mortgage Lenders & Servicers

West Virginia Supreme Court Weighs In on Debt Collector’s Bona Fide Error Defense Under WVCCPADistrict of New Jersey Denies Consumer’s Motion for Summary Judgment on FDCPA ClaimJustice Department Obtains Its Largest Ever Settlement Against Property Management Company for Alleged Violations of the Servicemembers Civil Relief Act

Payment Processing & Cards

The Growing Fight Against Cashless RetailersDemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesFTC and CFPB Reauthorize Memorandum of Understanding

Platform Training

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

State Attorneys General, CFPB, & FTC

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesState Attorneys General Declare Opposition to Congressional Attempts to Expand Federal PreemptionExpanding Authority: How the Virginia Attorney General Has Used the Virginia Consumer Protection Act to Augment Its Reach

Student Lending

West Virginia Supreme Court Weighs In on Debt Collector’s Bona Fide Error Defense Under WVCCPABankruptcy Institute Seeks to Relax Student Loan Discharge RulesNew York Passes Legislation Regulating Student Loan Servicing

Uncategorized

Court Rules Predictive Dialer Lacking Ability to Generate Numbers Randomly or Sequentially is Not an ATDSBranching Out – Western District of Virginia Defines “Branch Office” for Purposes of HUD’s Face-to-Face Meeting RequirementJoin Us for a Complimentary Webinar: 2018 Update on FDCPA Case Law, Litigation Trends, and Regulatory Enforcement