ALL CFS Blog Entries

Eastern District of Louisiana Holds Plaintiff’s Claims Not Preempted by ERISAJoin Us on November 13th for the ACP – Orange County Chapter MeetingCalifornia Governor Signs CCPA Amendments Into Law

Auto Finance

Just Because You Own the House Doesn’t Mean You “Owe a Debt” Under the FDCPANew York Court Allows Another “Amount of Debt” Lawsuit to Go ForwardFTC Settles Claims Arising from Data Breach of Software Provider to Auto Dealers

Background Screening

California Federal Court Schmears Job Applicant’s FCRA Claims into Arbitration and StayJudge OKs $3.6M Deal in FCRA Suit Over Background ChecksJust Because You Own the House Doesn’t Mean You “Owe a Debt” Under the FDCPA

Better Business Bureau (BBB)

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesJoin Us on August 10 for a Webinar on A Review of the New York Cybersecurity FrameworkBetter Business Bureau Data Show Sharp Decline in Debt Collection Complaints

CFS Events

IG3 Retreat Series presented by Enterprise Software VenturesJoin Us on November 19th for the Troutman Sanders Webinar – A Glimmer of Light: An Update on Key TCPA DevelopmentsJoin Us on December 11th for the RMAI Webinar: State Law Licensure Issues Affecting Debt Collectors

Credit Reporting & Data Brokers

Court Holds It Was Accurate to Report Charged-Off Account With Monthly Payment DueCalifornia Federal Court Schmears Job Applicant’s FCRA Claims into Arbitration and StayJudge OKs $3.6M Deal in FCRA Suit Over Background Checks

Cyber Security, Information Governance & Privacy

Judge OKs $3.6M Deal in FCRA Suit Over Background ChecksCourt Rejects Railway Company’s Challenge to Illinois’ Biometric Information Privacy ActJoin Us on October 23rd for the RMAI Webinar: Getting Your Ducks in a Row for the California Consumer Privacy Act

Debt Buyers & Collectors

Attempt to Certify Putative Class in FDCPA Action Fails as Insufficiently NumerousThrowing Good Money After Bad: Third Circuit Affirms Fee Award Under the FDCPADebt Collector Communication to CRA Not Actionable, but Proposed FDCPA Changes Could Break Precedent

FCRA

Second Circuit Sets Standard for Defining a “Consumer Reporting Agency” under the FCRANinth Circuit Weighs in on Reporting Window for Non-Conviction Charges under FCRADemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Mortgage Lenders & Servicers

CFPB Announces Public Comment and Assessment of TRID RuleProposed Legislation – Stop Debt Collection Abuse Act of 2019Consumer Financial Protection Bureau Issues Final HMDA Rule

Payment Processing & Cards

It’s Hemp to Be Square: Payment Processing Company Welcomes CBD Vendors to PlatformInternet Presence Creates Exposure For Discrimination Claims Under California LawCFPB Symposium Tackles “Abusive” in UDAAP

Platform Training

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

State Attorneys General, CFPB, & FTC

Court Enters $3.15M Judgment Against Telemarketing Company in Suit Brought by FTCCFPB Files Lawsuit Against Student Loan Debt Relief Operation, Alleging $71M in Unlawful Advance FeesCFPB Issues Report – Highlights Regulatory Interest in Background Screening Accuracy

Student Lending

Massachusetts to Join Other States in Regulating Student Loan ServicersNew York Adopts Final Regulations for Student Loan ServicersCFPB Files Lawsuit Against Student Loan Debt Relief Operation, Alleging $71M in Unlawful Advance Fees

Uncategorized

Eastern District of Louisiana Holds Plaintiff’s Claims Not Preempted by ERISAState Attorneys General Reply to CFPB’s Review of Overdraft Rule23 States Agree to Standardize State Licensing for Money Services Businesses