ALL CFS Blog Entries

Troutman Sanders Issues Whitepaper on CFPB's New Debt Collection RuleWhat CCPA Means to Security LeadersSouthern District of Texas Finds 30-40 Calls Over Two-Month Period Insufficient to Support Claim Under FDCPA 

Auto Finance

FTC Settles Claims Arising from Data Breach of Software Provider to Auto DealersIt is the New Jersey Consumer Fraud Act, Not the New Jersey Breach of Contract ActWest Virginia Governor Signs HB 3143 Amending Provisions of the Consumer Credit Protection Act

Background Screening

FTC Issues Final Rule to Rescind Model Forms and Disclosures to Avoid Overlap with CFPBSeventh Circuit rules that “conviction” under the FCRA is defined by federal law and includes guilty pleasDemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Better Business Bureau (BBB)

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesJoin Us on August 10 for a Webinar on A Review of the New York Cybersecurity FrameworkBetter Business Bureau Data Show Sharp Decline in Debt Collection Complaints

CFS Events

Join Us on June 4th for the iSMG Fraud & Breach Summit: SeattleJoin Us on June 4-5th for the Consumer Data Industry Association Law & Industry ConferenceCFPB’s New Debt Collection Rule Would Modernize the FDCPA for Voice Mail, Text and Email

Credit Reporting & Data Brokers

Senate Democrats Introduce Bill to Combat Credit Reporting on Medical DebtLead Aggregator Agrees to Pay $4M to Settle CFPB LawsuitJoin Us on June 4-5th for the Consumer Data Industry Association Law & Industry Conference

Cyber Security, Information Governance & Privacy

They’re Finally Going After Robocalls – FCC Formalizes Policies to Block RobocallsNew York Department of Financial Services Unveils New Cybersecurity and Consumer Protection and Enforcement DivisionsFTC Settles Claims Arising from Data Breach of Software Provider to Auto Dealers

Debt Buyers & Collectors

They’re Finally Going After Robocalls – FCC Formalizes Policies to Block RobocallsSupreme Court Decides the Appropriate Standard for Determining Whether a Creditor Has Violated the Bankruptcy Code’s Discharge InjunctionListing Debt Collector’s Phone Number and Address in Letter Did Not Overshadow Consumer’s Validation Rights

FCRA

Second Circuit Sets Standard for Defining a “Consumer Reporting Agency” under the FCRANinth Circuit Weighs in on Reporting Window for Non-Conviction Charges under FCRADemocrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

Mortgage Lenders & Servicers

Fourth Circuit Overrules Witt v. United Cos. Lending Corp. (In re Witt)CFPB Consent Order Highlights Importance of Mortgage Servicers Properly Managing Loan DataSupreme Court Decides the Appropriate Standard for Determining Whether a Creditor Has Violated the Bankruptcy Code’s Discharge Injunction

Payment Processing & Cards

FinCEN Issues New Guidance Regarding CryptocurrencyCircuit Splits on FACTA StandingIt is the New Jersey Consumer Fraud Act, Not the New Jersey Breach of Contract Act

Platform Training

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and Employees

State Attorneys General, CFPB, & FTC

Democrats Unveil Legislation to End “Forced Arbitration” Against Consumers and EmployeesState Attorneys General Declare Opposition to Congressional Attempts to Expand Federal PreemptionExpanding Authority: How the Virginia Attorney General Has Used the Virginia Consumer Protection Act to Augment Its Reach

Student Lending

Income Sharing Agreements Grow Despite Regulatory UncertaintyIt is the New Jersey Consumer Fraud Act, Not the New Jersey Breach of Contract ActProfessional TCPA Plaintiff Has Standing to Sue As Long As He May Have Used the Phone for Purposes Other Than to Generate TCPA Lawsuits

Uncategorized

FTC Issues Final Rule to Rescind Model Forms and Disclosures to Avoid Overlap with CFPBWashington Amends Data Breach Notification LawCourt Rules Predictive Dialer Lacking Ability to Generate Numbers Randomly or Sequentially is Not an ATDS