We are pleased to announce that Troutman Sanders partner Ronald Raether will make a presentation on, “Incident Response Plans: Avoiding Common Mistakes through a Table Top Exercise,” at the Fraud & Breach Prevention Summit at the Hyatt Hotel in Dallas, Texas on April 24th, 2018 at 10:50 a.m. Ronald will also be on a panel discussion, “Know Your Attacker: Lessons Learned from Cybercrime Investigations,” on April 24th, 2018 at 4:00 p.m.

Ronald’s presentation will give attendees insight on:

  • Response to IRPs and why it matters
  • Privilege of Breach Response Efforts
  • Table Top Exercise and Goals
  • Purpose of the Incident Response Team
  • Membership of the Incident Response Team and Training
  • Walkthrough several common incident scenarios

Ronald’s panel discussion will give attendees insight on:

  • Today’s most prevalent cybercrime schemes
  • Traits of the threat actors that are most common
  • Lessons learned from actual crime investigations

ISMG hosts the Fraud & Breach Prevention Summit yearly in different locations across the United States. The conference will bring industry leaders from across the globe speaking on specialties ranging from IoT and the use of deception technology, on-going business email compromise trends, DDoS for extortion and ransomware attacks.

ISMG has designed its sessions to address the needs of CISOs, fraud and risk teams, security and IT professionals, and many others by providing hands-on tools, real-world problems and solutions for attendees to be able to take back to their office.

To register or obtain additional information, visit the ISMG Website. For a 10% discount on registration, use code: SAVE10%

We are pleased to announce that Troutman Sanders Partner Mary C. Zinsner will moderate the Government and Financial Regulation Leaders Roundtable at the Women Leaders in Financial Services Law and Compliance Conference at the James Hotel in New York City on May 10th, 2018 at 4:30 p.m.

ACI hosts the Women Leaders in Financial Services Law and Compliance conference each year to help women learn about key developments in various legal and regulatory sections, as well as helping individuals learn about leadership and professional development. Individuals at this conference will have the chance to participate in discussions regarding challenges and opportunities that women face daily in finance. There will be open participation to engage in direct conversations about the top legal developments affecting the industry while having substantive legal topics that are designed to empower women in this space. Attendees will:

  • Gain valuable tips and advice for successful networking
  • Learn how to develop a leadership skill that is invaluable to succeed in your organization
  • Network with highly talented women in legal and compliance from across the country
  • Learn best practices to address unwanted advances and other workplace toxins
  • Stay up to date with ongoing regulatory changes and what is to be expected in the future

To register or obtain additional information, visit the ACI conference website.

We are pleased to announce that Troutman Sanders attorneys David Anthony, Cindy Hanson and Ronald Raether will be panelists for a NAPBS webinar titled, “Updates, a Case Study & Legal Developments in Background Screening.”

The webinar will discuss recent case studies and case law developments that are currently affecting the background screening industry. The webinar discussion will include an update on Spokeo, Inc. and the effects of the decision by the United States Supreme Court that occurred almost two years ago; and the amicus brief filed in January of this year will also be included in discussion on behalf of NAPBS. NAPBS supports Spokeo, Inc.’s second petition for certiorari to the U.S. Supreme Court and will be discussed.

The new petition has requests that will make the U.S. Supreme Court revisit its prior ruling and add clarity and justification to the divergence in lower court rulings over the past two years. The panelists that have been chosen to speak will provide their own overview of relevant cases with implications for employers and businesses in the background screening industry.

We are pleased to announce that Troutman Sanders attorneys Ethan Ostroff and Ashley Taylor will be presenting during the Credit and Collection News Annual Conference at the Ritz- Carlton in Lake Tahoe, California. Ethan will be providing a “TCPA Update” on April 11 at 3:00 p.m., directly followed by Ashley speaking at 4:00 p.m. on “Legal Issues in Collections.”

CCN is hosting is hosting its 13th Annual Credit and Collection News conference this year. Each year CCN helps attendees gain knowledge on current issues with bringing in speakers that have a hand in our Nation’s top corresponding issues among news. Past speakers have been Senators, Congressman, Governors and Attorney Generals who present their overview knowledge on key issues they are working on daily to be able to deliver to the committees they sit on. Attendees will:

  • Gain valuable tips and advice for Credit and Collection News
  • Discuss and Learn top issues that are happening now
  • Network with highly talented individuals in the legal and legislative department
  • Stay up to date with ongoing Credit and Collection news and what is to be expected in the future

To register or obtain additional information, visit the CCN website.

We are pleased to announce that Troutman Sanders partners David AnthonyCindy Hanson,  Ron Raether, and Tim St. George will be featured panelists at the National Association of Professional Background Screeners (“NAPBS”) 2018 Mid-Year Legislative & Regulatory Conference to be held April 15-17, 2018 in Arlington, Virginia.

David, Cindy and Tim will speak on a panel entitled, “Increasing Litigation Against Wholesalers: What it Means for the Industry as a Whole, How to Prepare and Defense Strategies.” An increasing number of lawsuits are being filed nationwide against public records vendors and “wholesalers” of information, claiming that the transmission of public records renders the company a consumer reporting agency for purposes of application of the Fair Credit Reporting Act. These cases raise unique issues and potential defenses, as well as issues of insurance coverage. Moreover, such claims also raise related concerns for background screening companies. This session explores those issues and how best to prepare for such a lawsuit.

Ron will speak on a panel entitled, “Driving Records: Putting Your Compliance in Gear.” Employment screening companies offering driving records must navigate both the Fair Credit Reporting Act and the Drivers Privacy Protection Act. With litigation under the DPPA increasing, this presentation offers a check under the hood for compliance with both of these laws and a chance to tune up compliance.

For additional conference information or to register, click here.

Troutman Sanders’ Financial Services Litigation practice has extensive experience litigating cases under the Fair Credit Reporting Act.  We have served as counsel in more than 1,500 FCRA cases nationwide, including over 100 class actions.  We are called upon by users, furnishers, consumer reporting agencies, and credit reporting agencies to assist in FCRA litigation and compliance issues pertaining to the full spectrum of FCRA-regulated activities, including credit reporting, consumer credit, and insurance transactions.  Troutman Sanders has defended actions under all of the substantive provisions of the FCRA, including every provision of the FCRA addressing the background screening process.  Additionally, Troutman Sanders has a strong tradition in FCRA compliance counseling, including FCRA audits.  We utilize this compliance expertise to strengthen our clients’ regulatory positions, both prior to and subsequent to litigation.

Please join us on Tuesday, April 17th from 2:00 – 3:00 PM ET for a complimentary webinar with speakers Chad Fuller, David Gettings, Alan Wingfield and Virginia Bell Flynn.

So often the defense of consumer class actions focuses on the substance of the law. Was my consumer report accurate? Was my collection letter misleading or deceptive? Did I have consent to place a call using an ATDS?

Please join Troutman lawyers for a discussion of some recent developments in procedure that could be game-changers. These are legal developments that do not turn on the substance of the claim, but could raise effective defenses if used appropriately. We will discuss the impact the Bristol-Myers Squibb decision has had on personal jurisdiction in nationwide class actions, the tolling effect of pending class actions on future lawsuits, and the impact of Spokeo arguments in practice. For good measure, we will also discuss the impact that the D.C. Circuit’s landmark ruling in ACA v. FCC has had on Telephone Consumer Protection Act individual lawsuits and class actions in the first month since the decision.

Click here to register.

Please join us on Tuesday, April 24th from 3:00 – 4:00 PM ET for a complimentary webinar with speakers Ronald Raether and Sheila Pham.

Learn how to make sure that all involved parties communicate effectively to develop a defensible cyber risk management program which will stand up under scrutiny and avoid common pitfalls. Effective cyber risk management requires resolving natural conflicts between functionality, security and privacy. Yet most companies fail to acknowledge, let alone address, key differences in these groups. Even the term “standard” is understood differently. From real-world examples, attendees will learn how to manage a program which will stand up under scrutiny and what common pitfalls to avoid.

Covered Topics

  • Legal, regulatory, and business issues to consider in creating a data governance and cybersecurity program
  • Determining what data privacy and cybersecurity standards to follow
  • Steps to take in creating a data governance and cybersecurity program
  • Importance of a tailored data governance and cybersecurity program
  • Industry best practices

Key Takeaways

  • Identify tensions and consider resolutions among various stakeholders
  • Identify various frameworks
  • Understand the necessary steps to create a tailored data governance and cybersecurity plan

Register here.

Please join us on Tuesday, March 20th from 3:30 – 5:00 ET, as Troutman lawyers who have been on the front lines offer their take on the implications for litigation and compliance arising from the new appeals decision regarding the scope of the Telephone Consumer Protection Act (TCPA).

On March 16, 2018, the U.S. Court of Appeals for the District of Columbia Circuit struck down key portions of the Federal Communications Commission’s (FCC) expansive readings of the Telephone Consumer Protection Act (TCPA). These expansive rulings have fueled many class actions and individual lawsuits against companies that use modern telephony systems to keep in contact with consumers.

While in broad brush this complex, 51-page decision is clearly good news for calling parties, the ruling raises many practical questions for litigation and compliance. This webinar will focus on practical takeaways, in addition to providing a precise description of key parts of the ruling. One hour of CLE credit is pending. 

To register, click here.

We are proud to announce that Troutman Sanders partner David Anthony will be a featured speaker at the Practising Law Institute’s 23rd Annual Consumer Financial Services Institute at the Practising Law Institute (PLI) Center in New York City on March 26-27, 2018.

In its 23rd year, topics will focus on a broad array of recent regulatory, enforcement and litigation issues relating to mortgages; auto finance; credit, debit and prepaid cards; marketplace lending and Fintech; deposit accounts; student loans; and other products and services. We will also focus on new developments pertaining to fair lending, and the TCPA, FDCPA, FCRA, Military Lending Act and SCRA. Join us and our esteemed faculty for an insightful review of this dynamic area of legal practice.

David will speak on a panel entitled “Fair Credit Reporting Act & Debt Collection Issues” on Monday, March 26 from 4:00 – 5:00 p.m. The panel will discuss reporting on authorized user accounts, and what it means for defining “accuracy,” viability of standalone disclosure claims, dangers of class trials on statutory damages claims, impact of the Equifax data security breach on FCRA litigation, and increasing public and private litigation directed at debt collection mills.

For more information regarding this conference or to register, please click here.

We are pleased to announce that Troutman Sanders partner Ashley Taylor will participate in a webinar hosted by the American Bar Association on “Abusive Car Loan and Sale Practices: Scope and Potential Remedies to Strengthen Consumer Protections” The event will take place on March 22, 2018 from 1 p.m. – 2:30 p.m. ET.

Today, there are almost 100 million auto loans outstanding totaling more than $1 trillion. In a society where more than 90% of American households have a vehicle, it represents the third largest type of consumer debt, trailing behind only mortgage and student debt. The purpose of the program is to provide an overview of the trending legal issues relating to auto loan and sale practices that heavily impact low- and moderate income consumers, the magnitude of its impact, and how regulators view these trends. We will discuss the pros and cons of certain proposed legal remedies and practices purportedly designed to strengthen consumer protections, especially in the sub-prime marketplace.


John W. Van Alst
Director of Working Cars for Working Families Project
National Consumer Law Center

Delvin Davis
Senior Research Analyst, Lead Researcher on Auto/Car Title Lending
Center for Responsible Lending

Ashley L. Taylor, Jr.
Partner, Consumer Financial Services Practice
Troutman Sanders

Shennan Kavanagh
Deputy Chief, Consumer Protection Division
Office of the MA Attorney General


James J. Pierson
Assistant Professor & Coordinator of Accounting
Chatham University

For additional information, or to register, click here.