Before retiring from the firm, Richard was a counsel in the firm’s Financial Services practice. He provided strategic advice and regulatory compliance counseling on the full range of regulatory requirements facing today’s highly regulated financial services institutions. He also advised bank clients on mergers and acquisitions; new product development; governance and oversight; capital, liquidity and other prudential standards; fintech and other nontraditional financial services; cybersecurity; regulatory examinations and inspections; and insolvency and dissolution matters.