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Today, in Rotkiske v. Klemm et al., case number 18-328, the Supreme Court of the United States confirmed the one-year time limit for filing a Fair Debt Collection Practices Act (FDCPA) suit generally begins to run when the alleged violation occurs, not when it is discovered.

Citing the FDCPA’s statutory provision that claims

Carol Stanton, a legal practice assistant in Troutman Sanders’ Richmond office, has been recognized as an “Unsung Legal Hero” by Virginia Lawyers Weekly. Stanton, who has been in the legal field for 30 years, is recognized alongside 33 other individuals “who have consistently gone above and beyond the call of duty” for their organizations.

A major background check vendor has settled charges by the Consumer Financial Protection Bureau (CFPB) that matching practices – the bases by which it attributes a criminal record to a specific individual – violated the Fair Credit Reporting Act (FCRA). At bottom, the settlement attempts to establish a standard that name and Date of Birth

On November 19, 2019, the Federal Deposit Insurance Corporation issued a proposed a new rule to clarify that the interest rate on a loan extended by a state-chartered bank or savings association will not be usurious upon sale, transfer or assignment of the loan if such interest rate was valid when the loan was made. 

Here’s the problem: In the managed care litigation space, noncontracted medical providers are suing payors as part of their business-collections strategy, utilizing quasi-contract theories of recovery in their attempt to justify ever growing bills.

In the traditional contracted-provider/ payor relationship, the network agreement, of course, governs rates of reimbursement. Medical providers are turning to quasi-contract

The Consumer Financial Protection Bureau filed a lawsuit in the United Stated District Court for the District of Maryland against FCO Holding, Inc. and its subsidiaries, as well as Michael E. Sobota, the chief executive officer and 100% owner of FCO Holding, Inc. The Maryland debt collector entities operate collectively under the name Fair Collections

We are pleased to announce that Troutman Sanders attorney Mary Zinsner will moderate the panel entitled, “Privacy & the Digitized/ Modern Banking Experience: Protecting Consumer Privacy and Personal Data”, at the Women Leaders in Financial Services Law and Compliance Conference in New York City on September 17th, 2019 at 11:00 am.


We are pleased to announce that Troutman Sanders attorneys David Anthony, Cindy Hanson, Ron Raether, and Timothy St. George will be presenting during the 2019 NAPBS Annual Conference in San Antonio, TX. The NAPBS conference offers a diverse range of educational topics from global screening techniques, strategic business sessions, technology and information

Complimentary Webinar: August 22, 2019, from 3:00 pm – 4:00 pm

Over the past year, several states have passed legislation aiming to regulate the student loan servicing industry due to a perceived failure by the federal government to more heavily regulate it nationwide.

Troutman Sanders attorneys have ample experience defending against laws and regulations similar

When the U.S. Court of Appeals for the D.C. Circuit decided ACA International v. Federal Communications Commission[1] in March 2018, many viewed the decision as a potential swan song for the Telephone Consumer Protection Act. Experts predicted the FCC, buoyed by Chairman Ajit Pai, would step in quickly to reform existing regulatory guidance interpreting