Consumer Financial Protection Bureau (CFPB)

Subscribe to Consumer Financial Protection Bureau (CFPB) via RSS

On October 29, the National Urban League (NUL) and the Massachusetts Association of Community Development Corporations (MACDC) filed suit in the U.S. District Court for the District of Massachusetts challenging the Consumer Financial Protection Bureau’s (CFPB or Bureau) April 22, 2026 final rule amending Subpart A of Regulation B, which implements the Equal Credit Opportunity Act (ECOA). The complaint names the CFPB and Acting Director Mark Paoletta as defendants and seeks declaratory and injunctive relief, including vacating the final rule.

In this episode of The Consumer Finance Podcast, host Chris Willis is joined by Stephen Hayes, co-managing partner of Relman Colfax, to discuss targeted digital advertising, an unsettled area of fair lending. They examine where nonmortgage lenders stand today and under a future administration, the drift of ad models into underwriting and pricing, lessons from Fair Housing Act cases and settlements, and the potential application of disparate impact to ad delivery. They also cover the Consumer Financial Protection Bureau’s (CFPB) 2026 Reg B revisions limiting discouragement and guidance for lenders to build marketing compliance, all through a lens of unfair, deceptive, or abusive acts or practices (UDAAP) and surveillance pricing.

September 2026 consumer litigation filing statistics are in, and the picture is again a mixed one. Filings under the Fair Credit Reporting Act (FCRA) rose, while filings under the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) and complaint volume with the Consumer Financial Protection Bureau (CFPB) all declined. Even…

On October 14, the Office of the Comptroller of the Currency (OCC) released its final report on the results of its review of debanking at the nine then-largest national banks under its supervision by asset size, as part of its implementation of Executive Order 14331, “Guaranteeing Fair Access to Banking for All Americans” (EO 14331), which was issued in August 2025. The same day, the Consumer Financial Protection Bureau (CFPB) announced that it will investigate whether the banks featured in the report, and others, have complied with federal consumer financial protection laws. Together, these two regulatory actions signal that debanking is becoming a key focal point for both prudential and consumer financial protection examinations and supervision.

On October 1, the Consumer Financial Protection Bureau (CFPB or Bureau) released its Fair Lending Report for 2025, documenting a significant overhaul of the Bureau’s fair lending program under current leadership. The report describes a deliberate pivot away from the enforcement priorities of prior administrations toward what the CFPB characterizes as a narrower, more statutorily-grounded approach focused on proven, intentional discrimination with identifiable victims. The report also notes that, consistent with President Trump’s agenda, the CFPB has prioritized implementation of several executive orders, including directives prohibiting unlawful debanking, terminating discriminatory preferences, and ending the use of disparate impact in enforcing federal fair lending laws.

In this special crossover episode of The Consumer Finance Podcast and Regulatory Oversight, Chris Willis, Stefanie Jackman, and Mike Yaghi discuss California Governor Gavin Newsom’s appointment of former CFPB Director Rohit Chopra to lead the state’s newly created Business and Consumer Services Agency (BCSA).

In this special crossover episode of Regulatory Oversight and The Consumer Finance Podcast, Chris Willis, Stefanie Jackman, and Mike Yaghi discuss California Governor Gavin Newsom’s appointment of former CFPB Director Rohit Chopra to lead the state’s newly created Business and Consumer Services Agency (BCSA).

Statistics for August 2026 consumer litigation filings are in, and the picture is a mixed one: some statutes rose while others fell. Nonetheless, one trend for 2026 is becoming unmistakable: filings remain up substantially across the board compared to the same period last year.

On August 25, seven federal agencies — the Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Consumer Financial Protection Bureau (CFPB or Bureau), National Credit Union Administration, Department of Housing and Urban Development (HUD), U.S. Department of Justice, and Federal Housing Finance Agency (the agencies) — jointly rescinded the February 2022 “Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B,” effective immediately upon Federal Register publication. The agencies’ stated reason for the rescission was to clarify that creditors may not discriminate against borrowers based on prohibited characteristics, and that creditors should not rely on the Interagency Statement or related guidance going forward concerning special purpose credit programs (SPCPs). Curiously, the Federal Reserve Board, which joined in issuing the original Interagency Statement, was not a party to the notice of rescission, instead electing to separately withdraw its own version rather than join the other agencies in the joint rescission.

This article was republished on insideARM on August 25, 2026.

On August 14, the Consumer Financial Protection Bureau (CFPB or Bureau) announced that it is ceasing the discretionary publication of unverified consumer complaint narratives and related data visualizations in its Consumer Complaint Database. The move represents a significant change to one of the Bureau’s most publicly visible data tools that will meaningfully reduce reputational risk for financial institutions and financial services companies.