Photo of John C. Lynch

John specializes in representing loan servicers, debt buyers/collection companies in class action and individual cases.

On February 22, the Fourth Circuit clarified in a published opinion what communications constitute a qualified written request (QWR) under the Real Estate Settlement Procedures Act (RESPA). The Fourth Circuit held that “where a written correspondence to a loan servicer provides sufficient information to identify the account and an alleged servicing error, such correspondence is

In a panel decision on April 21, the Eleventh Circuit held that (1) a consumer had standing to bring a claim under the Fair Debt Collection Practices Act (FDCPA) because he alleged an invasion of privacy based on the spread of his debt-related information; and (2) a debt collector’s outsourcing of its letter process to

We are pleased to announce that Troutman Pepper attorneys, Ashley Taylor and John Lynch, will be presenting during the virtual MBA LIVE – Legal Issues and Regulatory Compliance Conference 2021. This conference offers timely updates on emerging regulatory priorities resulting from the change in administration, including the delay of the mandatory compliance date of the

2020 was a transformative year for the consumer financial services world. As we navigate an unprecedented volume of industry regulation, Troutman Pepper is uniquely positioned to help its clients find successful resolutions and stay ahead of the compliance curve.

In this report, we share developments in 2020 on consumer class actions, background screening, bankruptcy,

Troutman Pepper represented the defendant/appellee in Wanda Daughtry, et al v. Jeffrey Nadel, a case in which the appellants argued that a foreclosure action filed six years after the borrowers defaulted was time-barred. The case concerned whether Maryland’s default three-year statute of limitations for “actions at law” applied to a foreclosure action. The Court

The U.S. Supreme Court heard oral argument today in Duguid v. Facebook to decide, once and for all, whether an automatic telephone dialing system (ATDS), as defined in the Telephone Consumer Protection Act (TCPA), requires a random or sequential number generator.

Background

In its late 2018 Marks decision, the Ninth Circuit found that storage of

Thursday, November 12, 2020 • 2:00 – 3:00 p.m. ET

Click here to register.

On October 30, 2020, the CFPB released its long-awaited final debt collection rule—also known as Regulation F. This webinar – led by attorneys David Anthony, Jonathan Floyd, John Lynch, Ethan Ostroff, and Alan Wingfield – will discuss important takeaways for the

We are pleased to announce that Troutman Pepper attorney, John Lynch, will be presenting during the virtual MBA LIVE – Regulatory Compliance Conference 2020. John will be speaking on the FCRA Litigation Forum on November 9, 2020 from 2:00 – 2:25pm ET.

This conference addresses up-to-the-minute regulatory changes and developments that impact how mortgage companies

Join Troutman Pepper Partner John Lynch for the American Conference Institute’s 32nd Annual Advanced Forum on Consumer Finance Class Actions, Litigation & Government Enforcement Actions.

The American Conference Institute has assembled an unparalleled faculty of federal and state regulatory and enforcement officials, senior in-house counsel, and leading outside counsel who will provide you with expert

Today, the Supreme Court granted certiorari in Duguid v. Facebook to decide, once and for all, whether an automatic telephone dialing system (ATDS), as the Telephone Consumer Protection Act (TCPA) defines the phrase, requires random or sequential number generation. The case will be argued before the Court in the October 2020 Term.

Background

In its