On November 7, the United States District Court for the Western District of Tennessee addressed the issue of whether it is a violation of the Fair Credit Reporting Act for a creditor to report a charged-off account with a monthly payment due. In Ruvye Cowley v. Equifax Info. Servs., LLC, et al., the Court
On November 5, the United States District Court for the Middle District of Florida held that allegations that a debt collector incorrectly reported a debt through a Metro 2 Format to one or more CRAs were insufficient to state a claim under the Fair Debt Collection Practices Act.
In Koehler v. Waypoint Res. Grp., LLC
Carol Stanton, a legal practice assistant in Troutman Sanders’ Richmond office, has been recognized as an “Unsung Legal Hero” by Virginia Lawyers Weekly. Stanton, who has been in the legal field for 30 years, is recognized alongside 33 other individuals “who have consistently gone above and beyond the call of duty” for their organizations.
Massachusetts is proposing a bill to regulate student loan servicers and bring the Commonwealth in line with other states, including Connecticut, Colorado, Illinois, Maine, Maryland, Nevada, New Jersey, New York, Rhode Island, and Washington, all of which have passed new legislation to regulate the student loan industry. Similar legislation recently has been introduced, but not
Effective October 16, the New York State Department of Financial Services adopted final regulations impacting student loan servicers operating in the state. The legislation, titled Article 14-A, passed in April 2019 and imposes new licensing requirements and servicing standards on institutions that service loans for borrowers residing in New York. The new regulations will affect
After two and a half years of litigation in the Southern District of New York, the Court entered judgment against Credit One Bank, N.A. on November 22 for violations of the Telephone Consumer Protection Act.
The case presented a variety of contentious TCPA issues, including: (1) whether calling a phone number previously belonging to a
Never before has a defendant won a trial in a certified Telephone Consumer Protection Act case. Astonishingly, this losing streak finally came to an end this month in Lyngaas v. Curaden AG, et al., where defendants Curaden AG and Curaden USA convinced the Court during the bench trial of a certified TCPA junk fax
In a win for out-of-network health care providers, the U.S. District Court for the Eastern District of Louisiana recently remanded a case to state court, holding that there was no federal question jurisdiction and that the plaintiff’s claims were not preempted by the Employee Retirement Income Security Act of 1974 (“ERISA”), 29 U.S.C. §
A major background check vendor has settled charges by the Consumer Financial Protection Bureau (CFPB) that matching practices – the bases by which it attributes a criminal record to a specific individual – violated the Fair Credit Reporting Act (FCRA). At bottom, the settlement attempts to establish a standard that name and Date of Birth
Furthering his state’s historic consumer protections against surprise medical bills, New York Governor Andrew Cuomo signed into law this past October the Patient Protection Act, adding additional protections for emergency room visits.
New York was already a bellwether in the field, passing the historic Surprise Medical Bill Act in 2014 to prevent unexpected medical bills