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David Anthony handles litigation against consumer financial services businesses and other highly regulated companies across the United States. He is a strategic thinker who balances his extensive litigation experience with practical business advice to solve companies’ hardest problems.

FREE Webinar
Time-Barred Debt Collection Strategies
Monday, August 3 at 3pm ET

Collecting debt where the statute of limitations has expired is a lot harder than it appears. There are additional compliance hurdles that need to be surpassed and the conversations and communications with individuals need to different.

Join a pair of compliance experts as

The CDIA Virtual Law & Industry Conference will be held as half day conferences on September 22, 23, & 24, 2020 and will feature 3 sessions and various networking opportunities each day. Please check back as the agenda will be updated as more information becomes available. David Anthony is speaking and Troutman Pepper is also

Troutman Pepper attorneys David Anthony, Timothy St. George, and Cindy Hanson will be presenting during the PBSA Annual Conference on September 14, 2020 from 12:15 – 12:45pm. The webinar is titled, “Five Key Lessons for Defending FCRA Class Action Lawsuits.”

Companies in the background screening industry face legal risks under the Fair Credit

In Tillman v. Navient Sols., LLC, No. 18-CV-04625 (N.D. Ill. June 15, 2020), the Northern District of Illinois dismissed a claim under the Fair Credit Reporting Act (FCRA) based upon student loans that had been reported as being in default but that the plaintiff asserted had been discharged.

The plaintiff, Tillman, took out a

The CFPB recently published a blog post about the agency’s on-going efforts to monitor industry updates and innovation and how these changes align with regulatory obligations under the CFPB’s consumer protection laws. This post specifically highlighted using artificial intelligence (AI) and/or machine learning (ML) related to the adverse action notices that are required under the

Today, the Supreme Court granted certiorari in Duguid v. Facebook to decide, once and for all, whether an automatic telephone dialing system (ATDS), as the Telephone Consumer Protection Act (TCPA) defines the phrase, requires random or sequential number generation. The case will be argued before the Court in the October 2020 Term.

Background

In its

The United States Supreme Court issued its much-awaited decision in Barr v. American Association of Political Consultants on Monday, July 6, striking down the government-backed debt exemption in the Telephone Consumer Protection Act (TCPA). The Court did not go so far as to invalidate the TCPA as a whole, however, finding instead that the unconstitutional

On June 9, the U.S. Court of Appeals for the Seventh Circuit affirmed the U.S. District Court for the Northern District of Indiana‘s entry of summary judgment in favor of a defendant debt collector in a claim under Title 15 of the U.S. Code, Section 1692(e) — stating that “mere speculation” that a collection

On May 11, the United States Court of Appeals for the Seventh Circuit issued its decision in Denan v. Trans Union LLC, affirming the district court’s finding that the Fair Credit Reporting Act does not require consumer reporting agencies to determine the legal validity of a disputed debt.

In Denan, two individuals sued Trans

Tuesday, June 30, 2020
1:00-2:00 p.m. ET

Experienced Troutman attorneys will take a close look at the nitty-gritty of the practical side of credit reporting during the COVID-19 pandemic and economic downturn. We will cover guidance from the Consumer Data Industry Association and very recent new guidance from the Consumer Financial Protection Bureau on the