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When the U.S. Court of Appeals for the D.C. Circuit decided ACA International v. Federal Communications Commission[1] in March 2018, many viewed the decision as a potential swan song for the Telephone Consumer Protection Act. Experts predicted the FCC, buoyed by Chairman Ajit Pai, would step in quickly to reform existing regulatory guidance interpreting

On August 6, 2019, Troutman Sanders attorneys, Virginia Flynn and Chad Fuller, will lead a webinar by Federal Bar Association entitled, “Unsolicited Calls or Text Messages: TCPA Litigation–What Attorneys Need to Know.” The webinar will begin at 1:00 p.m. Eastern and the run time is two hours.  

The Telephone Consumer Protection Act (TCPA), a

Richmond — Troutman Sanders LLP advised Trustar Bank in Fairfax County, Virginia in connection with its organization, equity offering, and regulatory applications and approvals from the Federal Deposit Insurance Corporation and the Virginia Bureau of Financial Institutions as the first de novo bank in Virginia since 2009.  Trustar Bank was formed to serve customers in

At the state level, data privacy laws in the United States have primarily taken a reactive approach. As of 2018, all 50 states (as well as Washington, D.C., Puerto Rico and the U.S. Virgin Islands) have implemented data breach laws requiring notification to individuals for unauthorized access to personal information. Only certain states, however, regulate

Weighing in on a conflict that

On July 24, 2019, and for the second time this year, Troutman Sanders attorneys, Maryia Jones and Stephen Steinlight, will lead a webinar by Lorman Educational Services entitled, “Collection Disputes: A Good Defense Is the Best Offense.”

The credit and collection industry remain under an increased scrutiny from regulators and a target of

Two Troutman Sanders LLP attorneys recently published an article in a national publication discussing how to avoid risks in electronic delivery of insurance documents with an E-SIGN compliance strategy.

Alan Wingfield and Michael Huggins co-authored an article Avoid Pitfalls in Electronic Delivery of Documents with an E-SIGN Compliance Strategy in the American Bar Association Journal.

A fight over a receipt for chocolate could end up in the Supreme Court. The Eleventh Circuit affirmed a $6.3 million settlement between Godiva Chocolatier, Inc. and a class of plaintiffs who alleged that Godiva violated the Fair and Accurate Credit Transactions Act by printing too many digits of the plaintiffs’ credit cards on their

Earlier this week, the Fourth Circuit struck down a provision of the Telephone Consumer Protection Act (“TCPA”) that exempted government-backed debts from the statute’s prohibition on automated calls to cellular telephones. According to the Court in American Association of Political Consultants, Inc., et al v. FCC, the debt-collection exemption does not pass strict scrutiny

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