Earlier this week, the New York Supreme Court issued an opinion finding that an insurer has a duty to defend and indemnify a national background screening company in two Fair Credit Reporting Act actions despite the policy’s exclusions of fines and penalties.   

In the two underlying actions at issue (Scott Ernst v. Dish Network,

On July 14, a federal judge in Atlanta denied Frederick J. Hanna & Associates’ motion to dismiss in Consumer Financial Protection Bureau v. Frederick J. Hanna & Associates PC, which the CFPB filed against the law firm arising out of alleged violations of the Fair Debt Collection Practices Act and Consumer Financial Protection Act.

Although most states have consumer protection laws that provide for private rights of action, certain states also hold that such remedies cannot be invoked and pursued on behalf of a class.  However, when such a case is filed in federal court, such state-based restrictions conflict with the class action mechanism that is set forth under

Troutman Sanders LLP announced that Keith J. Barnett has joined the firm’s Government Investigations, Compliance and Enforcement Practice as a partner in the Atlanta office. He joins the firm from Sutherland Asbill & Brennan.

Keith is a seasoned compliance and government enforcement lawyer with more than a decade of experience representing clients before government regulators,

On July 13, the American Bankers Association, the Consumer Bankers Association, and The Financial Services Roundtable submitted a comment letter to the Consumer Financial Protection Bureau in response to the CFPB’s March 10, 2015 Consumer Arbitration Study.

This Arbitration Study has been widely viewed as potentially laying the groundwork for the abolition of mandatory

Expert strategies for in-house and outside counsel on navigating class actions, litigation, and government enforcement actions and examinations in the consumer finance industry

Monday, July 27 to Tuesday, July 28, 2015

The Omni Hotel on the Magnificent Mile, Chicago, IL

On behalf of Troutman Sanders you will receive a discount off the standard registration cost

On June 30, the Third Circuit Court of Appeals joined a number of federal judicial circuits in holding that immaterial misstatements do not violate the Fair Debt Collection Practices Act (FDCPA).

In this case, Plaintiff defaulted on her loan, and Defendant – a debt collector – obtained a default judgment against her.  Defendant then

Troutman Sanders LLP announced today that Jon S. Hubbard has rejoined the firm’s Financial Services Litigation practice as Of Counsel in the Richmond office.  He returns to the firm from Capital One, where he was Assistant General Counsel and Director of Mortgage Litigation.

At Capital One, Hubbard represented the company on a national basis in

On June 18, 2015, the Federal Communications Commission (“FCC”) voted 3-2 to approve an order that promises to have major and negative impacts on companies who use modern telephone technology to text and call consumers.

The stark increase in the number of lawsuits that were filed under the Telephone Consumer Protection Act (“TCPA”) has been

In In Touch Concepts, Inc. d/b/a ZCOM v. Cellco Partnership, the Second Circuit joined the Seventh Circuit in holding that a federal court retains subject matter jurisdiction over a case that had previously been removed to federal court under the Class Action Fairness Act (“CAFA”), even after the plaintiff amended the complaint to remove