Photo of Kristen Eastman

Kristen is an attorney in the firm’s Consumer Financial Services practice, working primarily with the debt collection and regulatory teams.

In this special crossover episode with Regulatory Oversight podcast, Ashley Taylor is joined by Kim Phan and Kristen Eastman to discuss the Consumer Financial Protection Bureau’s (CFPB) proposed Rule 1033, also known as the Personal Financial Digital Rights rule. This rule, part of the Dodd-Frank Act, aims to restrict the sale or misuse of consumer data. It focuses on entities subject to the Truth in Lending Act (TILA) and Regulation Z, such as depository institutions, credit card companies, and payment processors. The rule requires these entities to make financial records available both to consumers and their authorized third parties.