To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
2025 Consumer Financial Services Year in Review and a Look Ahead
2025 was another consequential year in the consumer finance industry. On the federal level, President Donald Trump started his second term in January 2025 and since then has led an unprecedented rollback of federal agency oversight, impacting everything from the Consumer Financial Protection Bureau to the Federal Trade Commission. State legislatures, regulators, and attorneys general moved quickly to fill the resulting void.
Colorado Bill Would Reshape Auto Repossessions and Create 3‑Day Return Right for Certain Vehicles
Colorado lawmakers are considering legislation that would significantly expand consumer protections around motor vehicle finance and sales. House Bill 26‑1261, introduced on February 19, 2026 and currently pending before the House Business Affairs & Labor Committee, would overhaul repossession timelines for certain “qualified motor vehicles,” restrict use of vehicle-disabling technology, and create a three‑business‑day right to return certain vehicles purchased from dealers.
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – February 24, 2026
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On February 18, the U.S. Department of the Treasury announced the conclusion of a major public‑private initiative, launched under President Donald
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – February 18, 2026
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On February 12, U.S. Securities and Exchange Commission (SEC) Chairman Paul S. Atkins testified before the Senate Banking Committee that, nine
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – February 10, 2026
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On February 6, the Commodity Futures Trading Commission’s (CFTC) Market Participants Division reissued CFTC Staff Letter 25‑40 with a narrow revision
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – February 4, 2026
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – January 27, 2026
To keep you informed of recent activities, below are several of the most significant federal and state events that have influenced the Consumer Financial Services industry over the past week.
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – January 21, 2026
To keep you informed of recent activities, below are several of the most significant federal and state events that have influenced the Consumer Financial Services industry over the past week.
HUD Proposes to Rescind Fair Housing Act Disparate Impact Regulations
On January 14, the Department of Housing and Urban Development (HUD) issued a proposed rule that would repeal its Fair Housing Act (FHA or Act) “discriminatory effects” (disparate impact) regulations and leave the development and application of disparate impact standards entirely to the courts. Comments are due February 13, 2026.