As a result of a November 14 cyber attack on VTech’s Learning Lodge app store, approximately 6.4 million child profiles were exposed in addition to approximately 4.9 million parent accounts.  VTech is a retail toy maker that manufactures and sells traditional toys and “smart toys,” such as electronic learning tools with computer capabilities…

We have previously reported on ACA International’s appeal from the Federal Communications Commission’s July 2015 Order interpreting the Telephone Consumer Protection Act of 1991 (“TCPA”) in the United States Court of Appeals for the District of Columbia Circuit, including the joint brief recently filed by petitioners on November 25.

In addition to that joint brief, …

On December 11, the U.S. Supreme Court agreed to hear a case involving Ohio’s “special counsel” law under the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692-1692p, a case that is likely to have much wider implications involving the standard for determining whether a debt-collection method is “false, deceptive, or misleading.”

According …

The Consumer Financial Protection Bureau is not showing any signs of slowing down its recent string of enforcement actions.  On December 7, the CFPB filed a complaint against and proposed a consent order with a debt collection company that will require the company to pay at least $2.5 million to settle claims that it …

On February 9-11, 2016, DBA International will host its annual conference – Moving Forward Together – at the Aria Resort & Casino in Las Vegas.

We are pleased to announce that two of our Consumer Financial Services lawyers will serve as faculty at this year’s event.

David Anthony will present “The Devil is in the…

Last week, Missouri’s attorney general proposed reforms to address collection practices that he believes target low-income and minority residents.

Attorney General Chris Koster said he sent a letter to the Missouri Supreme Court’s Commission on Racial and Ethnic Fairness requesting changes in court rules that he said would help prevent unscrupulous collection practices.

“These proposed…

On November 20, the Consumer Financial Protection Bureau released its eighth semi-annual report.  

The principal focus of the report was an articulation of the data collected by the CFPB through consumer complaints, including those from the debt collection industry.  According to the report, 30 million consumers currently have accounts in collection, with an average …

January 28-29, Park Hyatt Washington, Washington, DC

We are pleased to announce that Troutman Sanders Partners Ronald Raether and Ashley Taylor, Jr. will be featured speakers at this upcoming industry-leading conference.

Mr. Raether will be a speaker on a panel titled “Cyber Security Preparedness: Data Breach Incident Response Teams and Refurbishing Your Governance Programs.”  The…

January 28-29, Mandarin Oriental, Washington, DC

We are pleased to announce that Troutman Sanders Partner Keith Barnett will participate in a panel discussion entitled “The Latest FTC Initiatives on Lead Generators and Online Marketing, How Prepaid Cards Rely on These to Attract Customers, and Related Privacy Issues.”

American Conference Institute’s 14th National Forum on…

On December 3, the Consumer Financial Protection Bureau released its updated report on the impact of the Credit Card Accountability Responsibility and Disclosure Act (“CARD Act”) since its inception.  According to the CFPB, the CARD Act has helped reduce the cost of credit card fees by eliminating certain back-end pricing practices.  The CFPB also found…