Last week, Ohio Governor John Kasich signed into law a bill that will bar public employers from including on job applications questions concerning an applicant’s criminal background for public sector jobs.
Earlier this month, the Ohio Senate voted overwhelmingly, on a 32-1 vote, to “ban the box” for public sector jobs. In late September, the
Dish Network recently moved to stay a Fair Credit Reporting Act case against it in the Southern District of New York, arguing that the Supreme Court’s ruling in Spokeo Inc. v. Robins could control the outcome of the case. Dish Network requested that the district court stay the class action brought by installation contractors who
On December 16, the Consumer Financial Protection Bureau released a consent order with EZCORP, Inc., ordering the small-dollar lender and its wholly-owned subsidiaries to refund $7.5 million to 93,000 consumers and pay $3 million in penalties for illegal debt collection practices.
EZCORP, a financial services company headquartered in Austin, Texas, provides high-cost, short-term, unsecured loans,
The Supreme Court’s latest arbitration decision is but the latest in a long line of decisions enforcing the strong federal policy enforcing arbitration clauses in consumer contracts. In DirecTV v. Imburgia, a 6-3 decision, Justice Breyer held that the Federal Arbitration Act preempts state laws, in this instance California’s, that invalidate arbitration clauses if
The Consumer Financial Protection Bureau has taken action against CarHop, one of the country’s biggest “buy-here, pay-here” auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing “damaging, inaccurate consumer information to credit reporting companies.” The CFPB found that CarHop and Universal Acceptance Corporation violated the Fair Credit Reporting Act and the Consumer
A multinational consumer health care products company and its staffing agency are the latest companies to be hit with a putative class action accusing them of violating the Fair Credit Reporting Act. Plaintiff T. Jason Noye alleges that the company and staffing agency violated the FCRA by rescinding his job offer based on a criminal
On February 9-11, 2016, DBA International will host its annual conference – Moving Forward Together – at the Aria Resort & Casino in Las Vegas.
We are pleased to announce that two of our Consumer Financial Services lawyers will serve as faculty at this year’s event.
David Anthony will present “The Devil is in the
On November 20, the Consumer Financial Protection Bureau released its eighth semi-annual report.
The principal focus of the report was an articulation of the data collected by the CFPB through consumer complaints, including those from the debt collection industry. According to the report, 30 million consumers currently have accounts in collection, with an average
The stating of a representative’s personal name is immaterial to whether there is a meaningful disclosure of the caller’s identity as required by the Fair Debt Collection Practices Act , said the district court for the District of Oregon. In Moore v. Account Control Technology, Inc., the court granted the defendant’s motion for summary
A recent report from researchers at the Federal Reserve Bank of Philadelphia posits that creditors’ concerns about their reputations incentivize the outsourcing of debt collection to third-party debt collection agencies. In the report titled “The Economics of Debt Collection: Enforcement of Consumer Credit Contracts,” authors Viktor Fedaseyeu and Robert Hunt developed a research model for