Photo of William Hurd

Having served as the first solicitor general of Virginia, Bill handled a wide variety of appeals before federal and state appellate courts, and represented businesses under investigation by state attorneys general across the nation.

In a major, unanimous decision on the Truth in Lending Act, the Supreme Court resolved a circuit split and clarified borrowers’ rescission rights under TILA, potentially making rescission of a loan transaction easier for borrowers.  Under TILA, the time period governing the right to rescind a loan transaction depends on whether all required disclosures have

In November, the Consumer Financial Protection Bureau issued a compliance bulletin (CFPB Bulletin 2014-03) reminding lenders of their legal obligations when underwriting mortgage loans for Social Security disability recipients.  The agency outlined steps that creditors can take to avoid illegal discrimination in violation of the Equal Credit Opportunity Act (ECOA) and Regulation B.

Lenders in

On Monday, October 20, 2014, Rhode Island Attorney General and NAAG Consumer Protection Committee Chair Peter Kilmartin and North Dakota Attorney General and NAAG Consumer Protection Committee Vice Chair Wayne Stenehjem extend a public invitation to attend the 2014 Fall Consumer Protection Seminar in Providence, Rhode Island. Several members of our Troutman Sanders’ State Attorneys

ABA State Attorneys General and Department of Justice Issues Committee – 2014 ABA Annual Meeting – Showcase CLE Presentations

On August 7-9, 2014, in Boston, MA, the American Bar Association is hosting their Annual Meeting. Two Troutman Sanders partners, William H. Hurd and Ashley L. Taylor, Jr., will be participating on high profile CLE panel

The North Carolina Department of Revenue has issued a directive explaining new legislation that took effect January 1, 2014, that imposes sales tax at a rate of 4.75 percent on certain service contracts that previously were treated as non-taxable.

Under North Carolina law, service contracts are defined as warranty agreements, maintenance agreements, repair contracts, and