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Julie is a partner primarily focusing on financial services litigation. She defends consumer-facing companies of all types in individual claims and class actions, including claims under the Fair Credit Reporting Act (FCRA), the Driver’s Privacy Protection Act (DPPA), and the Telephone Consumer Protection Act (TCPA). Julie also applies her litigation knowledge in assisting businesses in developing compliance processes and procedures for the myriad federal consumer protection laws.

On January 7, the District Court for the District of Minnesota tossed a putative class action against SuperValu, Inc., finding that the plaintiffs’ claims of possible future harm were too speculative to satisfy Article III standing requirements. 

In this multi-district litigation, sixteen named plaintiffs alleged they were harmed by two 2014 data breaches

Henry Schein Practice Solutions, Inc., the provider of leading office management software for dental practices, has agreed to pay $250,000 to settle Federal Trade Commission charges for allegedly misrepresenting the advertised level of encryption it provided to protect patient data. 

Schein sold management software, known as Dentrix G5, to dental practices.  Dentists used Dentrix G5

“The era of big data has arrived,” begins the Federal Trade Commission’s report released on January 6, entitled “Big Data: A Tool for Inclusion or Exclusion? Understanding the Issues.”  The report demonstrates that the FTC and industry will continue to draw lines on the use of data analytics into 2016. 

The phrase “big data,” according

On January 7, the Federal Trade Commission announced four new enforcement actions targeting debt collectors and continuing the FTC’s nationwide crackdown of illegal debt collection tactics.  The cases are part of Operation Collection Protection, a coordinated federal-state enforcement initiative targeting deceptive and abusive debt collection practices.  Over the past year, 130 actions have been brought

Following the Seventh Circuit’s holding that the named plaintiffs had standing to sue, Neiman Marcus has renewed its motion to dismiss the putative class action stemming from a 2013 data breach that compromised the credit card numbers of 350,000 shoppers, arguing that the plaintiffs’ amended complaint fails to state a claim for relief.

Neiman Marcus

“It would be hard to find a Federal agency where the gap between regulatory power and public accountability is greater,” stated Wayne Abernathy, Executive Vice President for Financial Institutions Policy and Regulatory Affairs at the American Bankers Association, during his testimony about the Consumer Financial Protection Bureau before the House Financial Services Subcommittee on Oversight

On December 16, the Consumer Financial Protection Bureau released a consent order with EZCORP, Inc., ordering the small-dollar lender and its wholly-owned subsidiaries to refund $7.5 million to 93,000 consumers and pay $3 million in penalties for illegal debt collection practices. 

EZCORP, a financial services company headquartered in Austin, Texas, provides high-cost, short-term, unsecured loans,

In the wake of terrorist shootings in San Bernardino, California, a bipartisan pair of U.S. senators urged President Obama to include a review of social media in background screenings of refugees and visa applicants.

“In an era where a growing number of communications takes place on Internet platforms, it would be foolish to ignore this

On December 17, the Consumer Financial Protection Bureau took action against two major lead aggregators D and D Marketing, Inc. d/b/a T3 Leads (“T3 Leads”) and Eric V. Sancho d/b/a Lead Publisher (“Sancho”) seeking monetary and injunctive relief for the alleged unfair and abusive trafficking of personal information. 

Lead aggregators buy consumer information,

The Consumer Financial Protection Bureau is not showing any signs of slowing down its recent string of enforcement actions.  On December 7, the CFPB filed a complaint against and proposed a consent order with a debt collection company that will require the company to pay at least $2.5 million to settle claims that it