Photo of Joseph Froehlich

Joe has more than 25 years experience representing clients in complex, high-stakes commercial and business litigation in state, federal, and bankruptcy courts in New York, New Jersey, North Carolina, and throughout the U.S. He has extensive experience representing business interests — including financial institutions, educational institutions, and insurance companies — throughout every step of the litigation process, including pre-suit investigation, pre-trial proceedings, trials, appeals, and post-judgment proceedings.

The legal and constitutional implications of New York’s Foreclosure Abuse Prevention Act (FAPA) are back in the spotlight as the U.S. Court of Appeals for the Second Circuit again turns to the New York Court of Appeals for guidance. In Article 13 LLC v. Ponce De Leon Federal Bank, 132 F.4th 586 (2d Cir. 2025), the Second Circuit certified two key questions regarding the scope and retroactive application of FAPA — a statute that has significantly altered the foreclosure litigation landscape in New York.