Lessons Learned and Best Practices in an Era of Heightened Government Scrutiny for the Industry October 29-30, 2015 – The Carlton Hotel – New York City We are pleased to announce that David N. Anthony, Partner at Troutman Sanders, will present “Protection of Consumer Financial Information Including Consumer Financial Privacy (FCRA and GLBA) Plus Data Security and Preventing Fraud/Identity Theft”. In addition, the Consumer Lending Regulatory Compliance Forum will provide sessions including:
- In-house insights on the current consumer lending environment, compliance and enforcement challenges, and how to overcome them;
- Speakers from federal and state agencies on the latest regulatory, supervision, investigation, and enforcement initiatives, and examination procedures for consumer lenders;
- The ubiquitous presence of the CFPB, including rulemaking updates and everything you need to know about being compliant with the “Big Brother” of the consumer lending industry;
- Nuances in state law regulatory compliance, including a focus on auto lending regulations, and federal preemption issues;
- Deep dive into the consumer lending industry’s two biggest product lines — residential mortgages and student loans — including unique regulatory scrutiny, hot button topics, emerging trends, and more;
- All about disclosures, including truth in lending (TILA) nuances for consumer lending products, plus benchmarking your compliance with the brand new TILA/RESPA integrated disclosure rule (TRID) for home mortgages;
- Fair lending, including ensuring compliance with all applicable regulations (FHA, ECOA, HMDA, etc.), and factoring in the Supreme Court’s decision on the use of the “disparate impact” theory in fair lending;
- The increasingly pervasive use of UDAAP, including remaining compliant with standards, and examination and enforcement updates;
- Third-party relationship compliance and risk management, including enhancing oversight and control over vendors and service providers in an environment of heightened regulatory expectations;
- Protection of consumer financial information, including consumer financial privacy (FCRA and GLBA) plus data security and preventing fraud/identity theft;
- Proper debt collection practices, including avoiding exposure to FDCPA and TCPA violations; and
- Controversial and emerging lending trends, including high interest/short term loans such as payday and auto title loans, and the rise of “peer to peer” or “online marketplace” lending.
For additional conference details, please visit: http://www.americanconference.com/2016/828/consumer-lending-regulatory-compliance-forum