On December 29, a putative class action was filed against Airgas, Inc. for printing expiration dates on credit and debit card receipts.  The putative class action, Aliano et al. v. Airgas USA LLC et al., Case No. 14CH20024 (Cook County), alleges violations of the Fair Credit Reporting Act and identity theft.  Airgas is an industrial gas distributor based in Radnor, Pennsylvania.

According to the complaint, Airgas routinely included expiration dates, in addition to the last four digits of card numbers, on its customer transaction receipts despite the Fair and Accurate Credit Transaction Act amendment to the FCRA that limits the amount of information allowed on such receipts.  Enacted in 2003, FACTA allows businesses to print receipts with up to the last five digits of a card number or the expiration date, but not both.  Companies were given until December 2006 to bring their operations into compliance, but the plaintiffs allege Airgas had still failed to do so by 2012.

“Defendants have negligently, recklessly and/or willfully violated this law and failed to protect plaintiffs, and others similarly situated, against identity theft and credit card and debit card fraud by continuing to print the expiration date of the card number on receipts,” the complaint said.

The plaintiffs also contend that the company conceded in prior litigation to making the same mistake on more than 100,000 receipts printed between April 2011 and August 2012.

“Most of defendants’ business peers and competitors readily brought their credit card and debit card receipt printing process into compliance with FACTA by, for example, programming their card machines and devices to prevent them from printing the expiration date of the card upon the receipts provided to the cardholders,” the complaint added.  “Defendants could have readily done the same.”

The plaintiffs seek statutory damages of $100 to $1,000 on behalf of the class for each alleged violation of the FCRA, along with attorneys’ fees and costs.

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Photo of H. Scott Kelly H. Scott Kelly

Scott is a consumer data and privacy specialist. He regularly defends against data breach lawsuits and class action claims asserted under federal and state consumer-protection statutes (FCRA, FDCPA, TCPA, UCC, UDAAP, RICO). Scott represents companies on an array of data privacy issues, including

Scott is a consumer data and privacy specialist. He regularly defends against data breach lawsuits and class action claims asserted under federal and state consumer-protection statutes (FCRA, FDCPA, TCPA, UCC, UDAAP, RICO). Scott represents companies on an array of data privacy issues, including background screening, consumer reporting, data breaches, ransomware attacks, and related regulatory investigations by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and state attorneys general.

Photo of Michael E. Lacy Michael E. Lacy

Michael heads the firm’s Consumer Financial Services practice, and handles class actions and high-stakes consumer litigation on a nationwide basis. He represents banks, mortgage servicers, debt buyers and collectors, and lenders against claims under consumer protection statutes, including the FCRA, TCPA, RESPA, RICO,

Michael heads the firm’s Consumer Financial Services practice, and handles class actions and high-stakes consumer litigation on a nationwide basis. He represents banks, mortgage servicers, debt buyers and collectors, and lenders against claims under consumer protection statutes, including the FCRA, TCPA, RESPA, RICO, and state UDAP laws. He has significant experience litigating and trying corporate governance disputes, including shareholder derivative claims, corporate dissolution cases, and corporate divorce matters. Michael also represents public utility companies in litigation and regulatory matters, including condemnation and land use cases.