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Jeremy Sairsingh

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Jeremy is an associate in the firm’s Consumer Financial Services practice, focusing his practice primarily on financial technology. He advises U.S.-based as well as non-U.S. clients on navigating federal and state laws targeted at protecting consumers and small businesses.

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On February 13, a bill was introduced in the Utah House of Representatives, entitled HB 455, that would add protections relating to credit obligations and certain installment contracts for service members assigned to a “Utah-based military organization” (UBMO), defined as “a military organization headquartered in [Utah].”

HB 455 includes two primary protections that would…

A recent federal court decision from the Northern District of Texas offers some useful lessons and insights for creditors relying on the Military Lending Act’s (MLA) safe harbors for verifying whether a consumer is a “covered borrower.”

In Greenwood v. Cottonwood Financial, Ltd., 2022 WL 3754706 (N.D. Tex. 2022) (see also court decision…